Updated on August 14, 2022
Dave is a go-to cash advance app that has saved many from financial troubles. Therefore, it does not come as a surprise that people are on a hunt for Cash advance apps like Dave that can prove to be useful.
What Will We Talk About Here?
1. Earnin, Moneylion, and Brigit are top choice when it comes to finding apps like Dave.
2. Most of these apps charge minimal interest rates.
3. You have to aware of the terms and conditions of the applications before you sign-up.
…and Much More!
Apps Like Dave – Top 11 Choices!
It’s fortunate that there are several applications like Dave that offer a wide range of functions and fair interest rates. There are certain apps that are better than others.
It’s our hope that the detailed reviews below will help you make an informed decision!
Other Dave Loan-like Apps Expense of Interest Payments A Credit Check for Monthly Fees
Earning $500 with a 0% $0 interest rate
$250 0% 0% 0% 0%
Brigit $250 0% $0 No No No No No
PockBox $2,500 Variable $0 No
Branches $500 0% 0% $0
a loan of $3,000 to Solo n/a n/a
Depending on your income, FlexWage pays N/A
DailyPay Variable Variable
Lending for a Rainy Day
$200 0% $0
$100 0% 0% 0% 0%
PayActiv $500 N/A $5/week No
Earnin is clearly the most popular app that allows you to overdraft. It’s one of the better solutions out there if you’re concerned about your financial situation.
You can borrow up to $500 via the app.
You can leave a $14 gratuity if you’d like.
Earnin’s Lightning Speed function can also be used by applicants to gain additional benefits.
The APR you’ll be charged is determined by the amount of money you borrow.
For late payments, there is no additional charge.
Moneylion is a good alternative if you have a checking account and are looking for a quick cash advance.
A loan of $25 to $250 is available to you.
Instant cash delivery costs $3.99 each transaction.
If you don’t have a Moneylion account, you’ll have to pay $4.99.
Watch out, because the APR might go as high as $300!
Defaulting on the loan and not paying it back within the specified time period will result in an extra cost.
You can use Brigit to acquire a cash advance if you need it, and the terms are flexible.
For a fee, you can apply for loans of $50 to $250.
There is a monthly cost of $9.99 for this plan.
Your bank account will be immediately credited with the loan amount.
In other cases, the APR might be as high as 500 percent.
Brigit also provides extra services, such as credit monitoring and automatic deposits.
To borrow big amounts of money, PockBox is a trustworthy money app alternative.
In a matter of minutes, you may obtain a loan ranging from $100 to $2,500 with this app.
PockBox does not require any kind of bank connection in order to submit a loan application.
There is no charge for joining.
There are high approval rates.
Depending on how much you borrow, the interest rate will fluctuate.
Branch, for example, is a well-known name in the money-monitoring field, alongside Dave.
Depending on your work schedule, you may be able to borrow up to $500 from Branch.
This app is free for everyone to use.
A portion of your money might be taken in advance as a loan.
The money you borrow bears no interest.
When it comes to speed and flexibility, Branch is an excellent software.
Loan Solo works by putting you in touch with trustworthy moneylenders who are ready to offer you a hand when you need it most.
It allows you to get your hands on money rapidly.
You won’t have to pay anything more for the money to be sent to your account.
A personal loan of up to $3,000 is available to you.
Based on your credit, you may be offered a different amount.
If you continue to utilise the app and master the proper techniques, you may be able to save money.
One of the best options if an employee wants to get paid according to his or her needs.
Using the app for payroll advances is a one-stop shop.
FlexWage offers payroll debit cards that may be reloaded.
People without bank accounts can use the card to accept direct deposits.
It could cost you as much as $5 to use this service.
When compared to other solutions, the app is rather inexpensive.
In a way, DailyPay is similar to Dave in that it offers a variety of perks over time.
Balance can be built over time with this method.
It’s as simple as tapping in the amount of money you need and getting your hands on it.
Afterward, the money will be transferred to their bank account using the app.
The money will be taken out of your account on the next payday.
Using the app costs $1.25 for each transaction.
Lending for a Rainy Day
This isn’t a payday loan, but it does allow you to get a personal loan based on your current financial situation.
There are no restrictions on the type of credit you can use.
In order to get the money, you can have it deposited into your bank account.
The money should be available the following working day.
Overdraft fees can be incurred by using this software, so be careful.
Interest rates are something you’ll have to face.
For a long time, apps like Dave that work with Chime have been popular among users. There are a number of other advantages to using Chime as an online bank for checking accounts.
Depending on your credit history, you may be eligible for a loan of $20 to $100.
You don’t have to pay to open an account.
To be eligible for the loan, you must make a $500 monthly direct transfer.
You have one week to pay back the remaining money.
The annual percentage rate (APR) might reach as high as 105%.
PayActiv provides loans with simple conditions.
Withdrawals are limited to $500 with this app.
Once every two weeks, you would be charged $5 for each transfer.
If you’re looking for a less expensive app than Dave, consider PayActiv as an option.
You’ll need to check to see if it’s available in your area before you buy.
The app is supported by a network of businesses in the United States.
The Bottom Line
It’s clear from the above that Dave isn’t the best app to use in a pinch. However, you must familiarise yourself with the terms and conditions of each company on the list.
Not all apps are created with your specific needs in mind.
As a result, before you join up for any of these services, you should learn more about them.
Frequently Asked Questions About Apps Like Dave
Are there any good apps like Dave?
Yes, there are many financial tools and online apps that work like Dave and allow you to borrow money to repay later. Some prominent names include Moneylion, Earnin, and Chime app.
What other applications give you money advance?
Some of the best borrow-money apps are Chime, Empower, DailyPay, PayActiv, Earnin, etc.