Updated on August 14, 2022
Cash advance apps lose their charm if you have to deal with high monthly fees. Therefore, many people are looking for apps like Moneylion “minus the additional charges” and we seem to have the answer!
What Will We Talk About Here?
1. Some great apps like Moneylion include Spot Me, Earnin, and Dave.
2. You can sign-up on most of these applications without credit line.
3. Regardless of how helpful instant loan apps are, it is not advisable to rely on them continuously for repetitive loans.
…And Much More!
Apps Like Moneylion – Top 17 Choices!
After reading a number of Moneylion customer evaluations, we thought it would be beneficial to inform them of the apps that are available as alternatives.. Check it out!
It’s called PockBox.
To borrow more money than other options on the list, PockBox is an alternative to Moneylion.
You may borrow between $100 and $2,500 with this app in only a few minutes.
To get a loan from PockBox, you don’t need to link your bank account to the service.
There isn’t a recurring monthly fee.
The loan is completed swiftly and has a high approval rate.
Interest rates might change at any time.
To learn more about loan interest rates, go to the PockBox App website.
Find me if You Can
Using Chime’s Spot Me feature, you can get cash advances on short-term loan terms.
Only those who are US citizens or permanent residents who are at least eighteen years old may apply for this loan.
You can borrow up to $100 before your next pay period, if you meet the requirements.
Overdraft costs are non-existent at Chime.
There is no interest charged on any cash advances.
In order to be eligible, you must maintain a $500 monthly direct deposit.
It is possible to withdraw or receive money from Chime, an online bank. Along with Spot Me, you can open a checking account to keep track of your money online.
The Avant-Garde Application
Loans can be secured, unsecured, or a credit line of up to $1000 is available through Avant’s app with a variable APR.
Unsecured loans are limited to $35,000, while secured loans are only allowed to be $25,000 in total.
It is possible to get a loan for up to 60 months with a repayment period of 24 months.
There are a lot of fees associated with running a business.
As much as 359,91% is possible in terms of APR.
Collateral might help you get a loan with better conditions or faster.
Earnin
Are you trying to avoid paying subscription fees and other hidden expenses? That’s where Earnin comes in.
You can get a loan of up to $500 per day, depending on your working hours.
The Lightning Speed System used by Earnings ensures that funds are sent the same day they are requested.
It is possible to borrow money using this app even if you have no credit history.
Balance Shield Feature, on the other hand, protects you from overdraft charges.
To get a loan, you must have location services enabled.
Affirm
I prefer Affirm since it is one of the most user-friendly money lending apps.
Using this method, you can borrow a large sum and then spread the payments out over a period of time.
The online application process is simple, and the loan is debited from your bank account on the scheduled payday you specify.
At any given time, you can use Affirm to make purchases from any place.
The Affirm app allows you to set up a monthly payment plan based on your spending habits, making it easier to use.
Finally, the app allows you to instantly transfer funds to another person’s account.
In addition to all the above advantages, Affirm is accepted by a large number of physical and online retailers.
Dave
How many people don’t enjoy the concept of getting their money sooner? The answer, of course, is Dave!
You can get payments of up to $100 before to your next payday with this app.
In order to help you develop credit history, Dave gives your credit report to the bureaus.
Dave’s monthly fee is less than a buck.
It is one of the most trustworthy apps for immediate cash in the United States.
The app’s only flaw is that it requires a paid subscription to access certain features.
There are few lending apps that can help you enhance your credit rating over time. Dave is one of those rare apps. Consequently, we strongly propose that you take a look at it as an alternative to Moneylion.
Using the HonestLoans Smartphone App
HonestLoans App is your best bet if you need money fast.
In fewer than five minutes, you may complete the application process.
It will put you in touch with a variety of lenders who can help you get the money you need on terms that work for you.
Borrowers can choose between a $100 and a $2,500 personal loan.
If you’re in a hurry and in need of a loan, this is the finest option.
Be sure to review their current terms of service on their official website before signing any documents.
Branch
Branch is a lot more than a simple software like Moneylion.com. It serves as a central point of contact for employees and provides tools to help them keep track of their working hours.
A $150 daily increase and a pay period maximum of $500 are offered by Branch.
Everyone can sign up for the app for free.
You have the option, as a member, to borrow a portion of your next salary.
To make matters even more appealing, there are no fees or penalties associated with borrowing money on this platform.
In terms of speed and flexibility, Branch stands out above the rest of the programme.
Varo
In addition to Moneylion, you can also utilise Varo, a free online financial platform that doesn’t impose any subscription fees or transfer fees.
Overdraft fees are waived up to $50.
In order to get a personal loan, you can borrow between $3,000 and $25,000.
Paying back the loan can be done in five years or less.
The APR is in the range of 6.9% to 23.9%.
More than 55,000 sites throughout the world have Varo ATMs.
However, the institution does conduct a credit check before approving a student. This means that unless you can improve your credit rating, you may not be able to get the loan.
PayActiv
PayActiv is a similar software to Even if you’re looking for a way to keep track of (that we will talk about later on). There are no differences between these applications when it comes to lending terms.
You’re allowed to take out $500.
You’d pay $5 a week for each transfer.
Even though PayActiv is a more reasonable service, Even is still more expensive than PayActiv.
So you’ll have to check to see if this service is offered in your area before signing up.
For a more convenient experience, the app collaborates with businesses around the United States.
Digit
In addition to being a money-lending application, Digit is a social network. You may save money and use your money more effectively by using this service.
Savings bonuses of 0.5 percent are available through the app.
As your spending patterns change, it adjusts to help you save more money.
All funds up to $250,000 are FDIC-insured.
You must pay a $5 monthly subscription charge.
Over time, you can build up a nest egg.
Empower
Empower is an alternative to Moneylion that is less expensive.
There are no overdraft fees, and interest rates are lower than 0.25 percent.
You are eligible for a cash advance of up to $150.
For loan applicants, Empower does not conduct a credit check.
There is a monthly cost of $8 for this app.
There is a 30-day “free trial” period after the purchase has been made.
LendUp
In the United States, LendUp is offered in seven different states, with varying terms of service.
For the first time, first-time applicants are eligible for a personal loan of up to $250.
You have 30 days to make good on your repayment obligation.
There can be interest rates of up to 500 percent or more depending on the area.
Loans can be issued without a credit check using the app.
On the list of Moneylion alternatives, LendUp is a top contender.
Quick Cash
If you’re looking for a fast, uncomplicated way to borrow money, Speedy Cash is the app for you.
Speedy Cash allows customers to borrow as little as $50 and as much as $26,000.
This software allows you to apply for instalment loans.
Maintaining credit lines is made easier by Speedy Cash.
The app ensures safe and secure payments.
You can also use it to get more money on top of the loan you already have.
DailyPay
Instant money lending apps that allow you to borrow as little as $50 are another solid choice.
DailyPay registration is 100% free.
Upon logging in, customers can immediately access the funds they’ve accrued.
Between $1.99 and $2.99, you should expect to pay for a transfer.
In the event of a missed paycheck, DailyPay can assist you.
Options for daily, weekly and monthly schedules are offered.
Brigit
Brigit is a well-known app that provides short-term loans to people in need of cash.
Up to $250 can be borrowed for emergency expenses in as little as 10 minutes.
It’s an excellent software for managing your money and making financial plans.
To further assist in keeping tabs on your spending habits, you’ll have access to a variety of advanced money tracking tools.
It’s completely free to borrow money from Brigit.
Regular alerts from the app let you know when a payment is due. This is an excellent method for avoiding future overdrafts.
Even
If Moneylion isn’t available, here is an intriguing alternative for budgeting your money.
Loans of up to 50% of previously earned money are also available.
For a work-loan to be a success, the employer must also participate.
It is possible to monitor the account and your spending several times a day.
It automatically deducts a set amount of money from your checking account each month as a kind of emergency fund.
A recurring monthly fee of $8 is required to use the app.
On the same day that the funds are sent, Earn allows you withdraw cash at Walmart if you need it.
The Bottom Line
When you need a loan urgently, here are the applications you can use in addition to or in place of Moneylion.
However, unless absolutely necessary, we advise our readers not to make a practise of borrowing money.
Hopefully, you now have a better understanding of the possibilities available to you. Best of luck!
Frequently Asked Questions About Apps Like Moneylion
Besides Moneylion, what other apps can offer you money right away?
You can get loans by using a variety of applications that you may download and utilise on your phone. Earnin, Brigit, Current, Chime, and Dave are all solid choices.
What’s the greatest app for getting a loan?
It all depends on what you’re searching for when it comes to borrowing money. Chime and Earnin are the top two applications for quick cash loans because of their high levels of security and dependability.
Is it possible to take out a loan through Chime?
Online banking and other financial management tools are available with Chime. You can also borrow money in the form of an overdraft, which is due the next payday.
