Updated on May 2, 2023
Giving a present that the recipient chooses is the best gift you can give to someone you care about. A waste of money is something that no one wants to purchase.
Since gift cards can now be purchased online with a checking account, it’s easier than ever for you and your best pal to shop for each other’s needs.
Gift cards can be purchased online using a credit or debit card, although this is not true for many clients.
However, this is not the case!
You can purchase an online gift card using the same method of payment as you would for other types of monetary transactions.
10 Best Shopping Sites Where You Can Buy Gift Cards Online With Checking Account
You can buy gift vouchers online with a bank account at some of the biggest shopping websites, and you can even use them to get discounts on your purchases!
1. Macy’s E-Gift Card
buy gift cards online with echeck
Macy’s is a perfect spot to start when looking for a gift for your best friend or a close family member.
You can find latest footwear here, stylish clothing line, furniture sets, decoration pieces, and much more.
From $10 to $1,000 in value, users can purchase gift cards at any point during the year, at no additional charge. This means that you can effortlessly move money from a bank account to your PayPal account.
As a result, the buying process is straightforward and simple. Gift certificates can be purchased online and sent directly to the recipient’s house as an alternative.
Customer purchases can be delivered within 1 hour of the order being placed.
What are the advantages of utilising Macy’s E-Gift Card numbers?
The business carries a wide variety of fashionable footwear, apparel, and furniture.
With a PayPal account, you may use your bank account to pay for goods and services online.
You may personalise Macy’s Gift Cards to fit your own unique style.
2. Amazon Gift Card
gift cards with checking account
If you want a safe bet, Amazon.com is it. Since this organisation provides a wide variety of products and services, its customers are devoted to it.
If you like, you can send a printed card or a text message with a gift card.
You don’t need a PayPal-to-checking account link to make a payment on your bill.
There is just one account that can be used to make payments: one that is set up for automatic clearing house payments (ACH). This necessitates the use of account numbers and routing codes. People may be asked to produce their personal identification numbers in some instances.
Gift cards are even more appealing to buyers because of the variety of designs available. There is no right or incorrect way to approach the event’s design. Prepare a handwritten letter for the recipient to find when they open the item.
Because an Amazon Gift Card is the best alternative.
Online bargain hunting might save you money when purchasing gifts.
A personal checking account with an ACH-enabled feature allows you to make a purchase.
For birthdays, new years, or any other occasion, Amazon Gift Cards are a wonderful way to commemorate it.
buy e gift cards online with checking account
Walmart is another amazing store where you purchase and pay with checking account. Besides a vast collection of gift items you can also buy prepaid gift cards with unique designs.
Walmart store can deliver the item to the recipient or you can hand-deliver it yourself.
In addition to conventional gift cards, Walmart lets you choose eGift Cards. These are available from $5 to $250. You can choose both, gift cards and eGift cards for specific occasions.
You can complete the entire process of choosing and buying a gift cards with checking account.
Just provide all the needed information and press the buy button at the bottom of the page.
Why Should You Choose Walmart.com
buy a gift card online with checking account
- It contains all the latest gift options related to lifestyle, travel, and entertainment
- You can choose from hundreds of lovable and unique designs
- Walmart has e-Gift cards as well that can be delivered to recipient over email in just a couple of minutes
4. Best Buy Gift Card
buy e gift card with bank account
- When it comes to gift cards, Greatest Buy is among the best locations to shop. Gaming accessories, Xbox, PlayStation, travel, & movies are just a few of the many items available on this site.Gift certificates of up to $500 can be purchased.
- Post, internet, or even printing and mailing it yourself are all options for sending a card once you’ve picked one.Because Best Buy Gift Cards are the best in the businessSimple gift vouchers, electronic cards, specialised cards, and corporate gift cards are some of the options that are available.
Gift cards ranging from $15 to $500 are available.
You have the option of mailing or emailing the card.
5. Nordstrom Gift Card
buy a gift card with checking account
- Nordstrom is a good place if you wish to purchase trendy shoes, watches, clothes, and even toys for kids. It has a stylish gift card that can be bought and sent to recipient right away.You can choose between different themes as well.Another catchy feature here is that eCards can be availed at a discount.For example, if you purchase a $300 card, you get $50 for yourself. Similarly, customers who choose $150 gift card will earn $20 for themselves.
Why Should You Choose Nordstrom Gift Card
- You can complete payments via PayPal account easily and quickly
- eGift cards can be bought on deals with discounts prices
- Nordstrom offers all the trendy products that you would want to buy on your special day
6. Target.com Gift Card
buy gift cards with echeck
- Target.com is a perfect online portal to do your gift hunt on. You will find toys, games houseware, footwear, clothes, appliances, etc. here.
On top of that, it hosts multiple gift cards including card for VISA, MasterCard, or AMEX as well as business gift card for someone who wants to go BIG!
- As for the discount deals, you can buy one gift card and enjoy 20% off on their App Store or iTunes gift card collection. Additionally, UBER, Google Play, Starbucks, and Disney gift cards are also available.
Why Should You Choose Target.com Gift Card
- Special REDcard available for special occasions as a perfect gift
- Different types of gift cards are available so you can choose as per your need
- Special deals are always going on with discounted prices that you can avail
7. Bloomingdale’s Gift Card
buy gift cards online with bank account
- Gift cards for Christmas, anniversaries, anniversaries, and other special occasions are available here in a wide range of colors and designs.Furthermore, you may quickly and conveniently link your bank account to your PayPal account.Vouchers can be issued by mail or email, depending on your preference.With an eGift card from Bloomingdale’s, the recipient can spend only what they need and then keep the rest of the amount to use later.Which Bloomingdale’s Gift Card Is Best?Gift certificates are available for a variety of occasions.
It’s no surprise that Bloomingdale’s gift cards include a variety of unique and eye-catching designs.
PayPal is a convenient method of making a payment.
8. Apple Gift Card
buy e gift cards with checking account
- If you’re looking to buy a gift card for an Apple fan, don’t pass up this opportunity.Gift cards can be used to purchase a wide range of products, including hardware, software, music, apps, and more.
- Gift certificates of various cash values are available at their store. In just a few minutes, you may select a style and colour palette that works best for you and it was sent to you via email or regular mail. Apple’s gift cards are always in style!So because Apple Gift Card is your best bet.Specifically designed with Apple users in mind!
Using a gift card to send a personalised message or greeting is possible, and you get too write it.
You can send an eCard or a paper card in a selection of attractive styles.
9. eBay Gift Card
- Toys, electronics, appliances, television series, books, and a plethora of other items may all be found on eBay. It’s a well-known platform for businesses, thus it sells a lot of gift cards each year.You don’t have to join up for an eBay account in order to make the transaction; you can just use your PayPal account.Choose an eBay Gift Card for several reasons.For business-related gift cards, this is a fantastic starting point.
Without making an account, you can buy an eBay gift card.
On the website of eBay, you can also get branded gift cards.
10. Disney Store
- Disney store gift cards are another amazing choice to look into especially if your friend like Disney characters and movies.You will find unique, themed cards perfect for sending over as gift to someone.The balance on the gift card can then be used by the recipient for almost anything available at Disney store or Disney theme parks.
Why Should You Choose Disney Store
- It offers cards with hundreds of designs from Disney characters
- The balance retained on the card does not expire and can be used any time
- It carries a worth of $25 to $300 with free standard shipping
Attention! The balance within a gift card is non-transferable and can not be redeemed in other forms such as cash.
Buy Gift Cards Online With Checking Account – Where To Begin The Purchase?
- When it comes to buying gift cards internet with a bank account, we’ll talk about some of the options available. Many alternatives are open, and we’ll go over each one one by one.
- Card Cash is an amazing website that not only lets you purchase gift cards online but also makes them available at discounted prices.You can buy the card here with checking account that you have created previously and performed at least 3 transactions with.Here’s what you need to do:
- Get a copy of your driving license along with checking account address and ACH access
- Send the required stuff to compliance @cardcash.com
- Wait for them to check your application
- Purchase the gift card directly using your checking account
Card Cash also allows you to use checking accounts for bad credit linked to PayPal to pay for the gift cards.
Another catchy point is that if you ever feel like that your Card Cash is not useful anymore but there is still balance on the card, you can sell it back to the company to get some of your money.
- Some credit unions also let you purchase VISA gift cards with your checking account. However, you need to register yourself at these unions first in order to avail of this feature.
- PayPal can do more than just make online payments. You can conveniently use it to buy gift cards and send it to your friends and family members.PayPal supports the purchase with Home Depot, iTunes, Best Buy, and Amazon.You can purchase gift cards via PayPal using the steps below:
- Open PayPal account and move to their Gift page
- Choose an option from hundreds of gift cards and select the value
- Decide who you wish to send the gift card to
- Choose the credit card or debit card from which you will pay for the card
Ways To Pay And Buy Gift Cards Online With Checking Account
- Checking accounts are very useful as they let you transfer money quickly from one account to another.If you have not yet discovered how checking accounts work then here is a quick overview of how you can use them to make online payments.
1. Link Your PayPal Account and Checking Account
- A PayPal account can be linked to your checking account so that you can make online payments.Open a PayPal account and choose your bank as being one of the payment alternatives to accomplish this.Go to PayPal and sign in.
Enter your checking bank details in the payment choices section.
PayPal will be able to verify your account if you provide additional information.
The verification process could take up to five days, so please be patient! PayPal purchases can be prepared to create as you account is activated.With a checking account, you may also buy gift cards online.
2. Use eChecks To Pay Online
- Another method to pay via checking account is to use an eCheck. You would need to activate this feature by first visiting your bank.Additionally, not all stores accept eCheck payments so make sure you go through their options before the purchase.When you are using eCheck you might have to provide the account number and routing number to complete the money transfer.
How To Check The Balance On Your Gift Card
- You can start using the balance on the gift card as soon as you purchase it. Moreover, you don’t have to spend it all at once. The remaining balance does not expire and you can use it later as well.
Note! It is important to keep a check on how much balance you have the gift card after a purchase so you know what more things you can buy using the same card.
You can check the balance by logging in to your card account and clicking on the tab that shows pending amount on your gift card.
Most shopping sites offer cards that do not expire. Some even offer reloadable prepaid cards that you can refund once when your balance is running out.
How To Use Gift Cards Online To Purchase Things
- There are many regions in and outside the US that allow you to use gift cards with PIN to make purchases in-store and online.However, keep in mind that you should not rely on gift cards purchases via third party as these may not be reliable or safe to use.
Gift Card Balance – Safety And Precautions
- Using a PIN-protected card makes gift cards more secure than cash. Many retailers offer cards that can be traced if you lose or misplace your credit or debit card.Additionally, you may request a replacement card by contacting the company’s customer service department. In order to accomplish this, you may be required to provide proof of purchase.Remaining credit on your old card will be deducted from the total amount of your new card. With only $5, it would be difficult to get a new credit card from a retail establishment.Despite this, gift cards aren’t as safe as credit cards when it comes to online purchases. Sadly, not all retailers offer protection for gift cards.In contrast, Disney gift cards include these features.
How Are Gift Cards Different From eGift Cards
- We have talked about different stores offering conventional, plastic gift cards and eGift cards as well but what is the difference?You might also be wondering which form of gift card is better.Both type of cards are available with different values. Conventional gift cards are either printed on plastic or cardboard and can be carried in your wallet when you shop in-store.eGift cards carry an advantage of being delivered instantly.When you purchase a gift card and have it mailed to the recipient, it may take up to weeks to reach them. On the other hand, eGift cards are delivered almost instantly via email.When it comes to efficiency of use, both types of cards work quite well. You can pay through them online and the balance would be deducted from your account instantly.
Note! Most customers prefer to purchase eCards considering that they help to keep environment green and free of plastic.
In a nutshell, the type of card you purchase is completely up to you! In any case, you will get to enjoy all the features that the card has. Nonetheless, sending someone an actual gift card still seems more exciting than sharing an eGift card!
You Can Also Buy Gift Cards With Personal Checks
- Personal checks can also be used to buy a gift card at a store. A photo ID is also required for verification purposes, so be sure to have it with you.Check out the terms and restrictions of each store before purchasing a gift card with a personal check, as they may differ from one to the next.This feature is available at Big Lots, CVS, Kroger Kmart Target Walmart Walgreens & Giant Eagle, among other locations.For more information, you can speak with their customer service representatives.
Get Gift Cards From A Bank Branch
- The best solution for buying a gift card is to go to your bank. Yes! Gift cards offered by banks can be used to make purchases.A form similar to those seen on the internet is required for submission of an application. It’s only one difference and you’d have to fill out the form in person and submit it immediately.On the application form, you may be asked for personal information such as your first and surname name, mobile number, email address, and physical address, as well as payment method and data on the card recipient.Don’t share any details if you do not even feel comfortable doing so!Your account will have the monies in it as soon as your application is approved, and you can then transfer them to the receiver.
- Using a bank account to purchase gift cards online has never been easier than it is now, thanks to this comprehensive guide.If you have all the knowledge that have to make an informed decision, you may enjoy shopping for just a colleague or a loved one.Let me know what you’re most excited about. For those who have a bank account, gift cards can be purchased online. In the future, these gift cards might be used to purchase trendy or even inexpensive products.I’d love to hear from you. Please do not even hesitate to contact us. Please do let us know if you run into any issues or have any questions using the form below.