Canada Dental Benefit eligibility expands this summer, These citizens can apply

Updated on April 19, 2024

The Canada Dental Benefit is a fantastic program under the Canadian Dental Care Plan (CDCP) that’s really making a difference. It’s all about giving a helping hand to families who might be struggling to afford dental care on their own. The best part? It’s not just about covering the basics; it’s comprehensive, offering support for preventive care, basic services, and even major restorative work.

They kicked things off in December 2023 by opening up applications for seniors aged 87 and older. That’s a great start, but the plan is to widen the eligibility net as time goes on, so more folks can benefit from it.

It’s a game-changer for those who might have been left out of dental care due to financial constraints. Knowing that there’s support out there can really ease some of the stress, especially for families who are doing their best but still need a bit of help.

Eligibility Criteria for Canada Dental Benefits

To get in on the Canada Dental Benefits program, there are a few boxes you’ve gotta check.

First off, you’ve gotta be a Canadian resident without dental coverage through work, pension perks, or personal plans. So, if you’re already covered through any of those, sorry, this program isn’t for you.

Secondly, your family’s annual income needs to be under $90,000 to qualify. It’s a pretty generous threshold, but it helps ensure those who really need the support can get it.

Now, here’s the cool part: even if you’re benefiting from dental coverage through provincial, territorial, or federal social programs, you can still hop on board with Canada Dental Benefits, as long as you meet all the other criteria. It’s all about making sure everyone who needs a healthy smile can get one, no matter their situation.

CDCP Application Timeline

Here’s the scoop on who can jump on board the Canada Dental Benefits train right now:

First up, seniors aged 70 and older are in the spotlight. They’re getting the support they need to keep those smiles shining.

Then, there’s a special window open for families with kiddos under 12. But heads up, the deadline for applying to this group is June 30th, so don’t miss out!

But wait, there’s more! Coming up in May 2024, the program will stretch its arms out to include seniors aged 65 to 69. It’s all about gradually expanding that circle of support.

And starting in June 2024, it’s a double whammy! The program will cover adults with a valid Disability Tax Credit certificate, along with kids under 18. Talk about spreading the love!

Finally, in 2025, it’s open season! The program will be up for grabs for all other eligible Canadian residents. So, if you’ve been waiting for your chance to join in, mark your calendars for next year!

What does the Canadian Dental Care Plan cover?

The Canadian Dental Care Plan is like your one-stop-shop for keeping those pearly whites in top shape. They’ve got you covered from preventive care all the way to more serious treatments. And guess what? Eligible families can get some financial relief too!

For each eligible kiddo, families can snag a tax-free payment ranging from $260 to $650, and you can apply for up to two payments per child. That’s a nice little bonus to help with the dental bills.

Now, let’s talk services. They’ve got all the bases covered:

  • First up, you’ve got your preventive services like cleanings, sealants, and fluoride treatments. It’s all about keeping those cavities at bay.
  • Then there are diagnostic services, like check-ups and X-rays, to catch any issues early.
  • Restorative services, including fillings, are there to patch things up if needed.
  • If you ever need a root canal, endodontic services are on the menu.
  • And if dentures are in your future, they’ve got you covered with prosthodontic services.
  • Don’t forget about periodontal services for keeping those gums healthy, and oral surgery services if things get a bit more serious.

But here’s the heads up: starting in November 2024, some services will need preauthorization. And if the cost of a service goes above what CDCP covers or if it’s not covered at all, you might have to chip in a bit more. So, it’s always a good idea to chat with your dental provider about any potential extra costs before diving into treatment.

How to Apply for the Canada Dental Benefit?

If you’re eyeing the Canada Dental Benefit for the period running from July 1, 2023, to June 30, 2024, here’s the lowdown on how to apply:

Online through CRA My Account:

  1. Head over to the CRA My Account portal. If you’re not set up yet, you’ll need to register.
  2. Before diving in, gather up all the info you’ll need.
  3. Once you’re logged in, navigate to the benefits and credits section where you’ll find the Canada Dental Benefit application.
  4. Follow the steps, inputting details about your child’s dental care and your financial situation.
  5. Double-check everything, then hit submit.
  6. After you’ve sent it off, keep an eye out for a confirmation from the CRA.
  7. Typically, you’ll get your benefit payment within 5 to 10 business days if you’re signed up for direct deposit.

By Phone:

  1. Make sure you’ve got all your info handy before dialing in.
  2. Call the Canada Dental Benefit applications number: 1-800-715-8836.
  3. Prepare to verify your identity by providing your SIN, name, DOB, and address.
  4. You might need to share details from your tax return or other tax docs, or be logged into your CRA My Account.
  5. If you’re applying for someone else, they need to be present to give the nod.
  6. A CRA agent will walk you through the application process.
  7. After it’s all done, jot down the confirmation number they give you for safekeeping.

Pro tip: Hang on to your dental receipts for six years, just in case the CRA needs them for validation. And if your dental costs topped $650 last period, you might be eligible for an extra payment—applications are open now!

 

 

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