Death Benefit SSS: What Much is Lump Sum SSS Death Benefit and Who Can Claim it?

Updated on March 5, 2024

Hey there! If you want the latest info on SSS Death Benefit, check out this post to know how much the Lump Sum is and who can make the claim. Happy reading!

Death Benefit SSS

No doubt, the Social Security System (SSS) is a lifeline for Filipinos. The Death Benefit it offers becomes a crucial support for the family left behind. Losing a loved one is tough emotionally, and the financial help from SSS can make a real difference. The benefit amount depends on the member’s contributions and average monthly salary credit, capping at PHP 1,000,000. It’s not just a safety net; it’s a helping hand when it’s needed most.

This essay will dive deep into the Death Benefit SSS, exploring the substantial details, including the lump sum amount available and other relevant information. Let’s uncover the intricacies of this crucial aspect.

Understanding Death Benefit SSS

When a member passes away, benefits for surviving beneficiaries come into play, provided either as a lump sum or a monthly annuity. In the unfortunate event of a retired pensioner’s death, dependents receive a pension, while primary beneficiaries receive 100% of the monthly income. It’s a support system to help navigate through challenging times.

There are two types of SSS Death Benefits:

  1. Monthly Allowance: When a member passes away, their primary beneficiary (who made at least 36 monthly payments before the semester of death) receives a monthly death pension.
  2. Lump Sum: If there are no main or secondary beneficiaries, a lump sum payment is provided to specified beneficiaries and legal heirs.
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Additionally, the member’s principal beneficiary is entitled to a 13th Month Pension every December. If there are dependent minor children, each child receives P250.00, equivalent to 10% of the member’s monthly pension. It’s a support system designed to provide financial assistance to those left behind.

Death Benefit SSS Overview

Post Title Death Benefit SSS
Country Philippines
Provided By Social Security System
Death Benefit Types Monthly and Lump sum
Amount Depends on Contribution
Complete Information Read Here

What Much is Lump Sum SSS Death Benefit?

If there are no main beneficiaries or if the primary beneficiaries are ineligible, a lump sum payment is granted to the secondary beneficiaries of the deceased SSS member. The amount of the lump sum benefit is determined by the number of contributions made by the member.

The lump sum death benefit, a one-time payout, is designed to support the family in covering the burial and funeral expenses of the deceased member, along with addressing other urgent financial needs. It aims to provide immediate assistance during a challenging time.

Who Can Claim it?

To be eligible for the lump sum death benefit, certain requirements must be met. Here’s what you need:

  1. SSS Member Status:
    • The deceased member must have made monthly payments to the SSS at least once before the semester of death.
  2. Eligibility for Benefits:
    • Immediate family members or designated primary beneficiaries should submit the claim for the lump sum death benefit.
  3. Documentary Requirements:
    • Along with the claim application, include necessary documents such as the SSS ID and death certificate.

Meeting these criteria ensures that those entitled to the lump sum death benefit can claim it, providing crucial support during a difficult period.

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Losing a loved one is undoubtedly one of the toughest experiences a family can go through. In such challenging times, the Lump Sum Death Benefit can provide much-needed financial support to help ease the burden. It’s crucial for families to understand the process and take proactive steps in filing the claim to ensure they receive the assistance they need.

By being informed about the procedure and taking a proactive approach, families can navigate the paperwork and requirements more smoothly. This financial help can make a significant difference during a difficult period, allowing them to focus on grieving and healing rather than worrying about financial matters.

It’s important for grieving families to reach out and seek guidance if they are unsure about the claim process. Many organizations and support systems are available to assist in navigating the paperwork and ensuring a smoother experience during this challenging time.

Ultimately, the Lump Sum Death Benefit serves as a lifeline for families facing financial strain after the loss of a loved one. Being aware and proactive can make a meaningful impact on their ability to cope and move forward during this trying time.


In a nutshell, it’s really important to grasp the SSS death benefits that you can avail when a loved one passes away. To ensure eligibility for SSS rewards, be diligent in submitting your contributions on time. Remember, you can submit applications for death benefits at any SSS branch or through their representative offices. Stay informed and timely in your contributions to make the most of the available SSS benefits during such challenging times.

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