Updated on August 14, 2022
So far, we’ve discussed how Chime allows users to transfer funds for no additional price and provides a variety of other features.
However, some users want to know how to delete their Chime account after it is no longer useful.
It’s important to note that completely deleting your Chime account is not an easy task. In fact, the procedure gets even more complicated because neither the app nor the official website provide any instructions on how to safely and easily remove a Chime account.
As a result, you’re left to rely on web articles or blogs that claim to have the finest remedy.
Don’t waste any more time looking for something else because you’ve arrived at the perfect place!
How To Delete Chime Account Easily and Quickly
There are a variety of reasons why someone might want to delete their Chime account.
We did some web research to figure out why so many Chime users requested help deleting their accounts.
Here’s a quick rundown of what we learned during our time together:
Ping’s status as an internet bank irritates the vast majority of its customers. They allege that it restricts accessibility and makes contacting customer service more difficult.
Chime advertised a Credit Builder card, however its performance was found to be nothing like that of a true credit card that can help improve credit scores.
The fees charged by the bank are more than those charged by other generally available solutions.
This returns us to our initial question: how can you properly delete your Chime account?
Don’t freak out!
We know everything there is to know about everything there is to know about everything there is to know about everything there is to know about everything there is to know about everything there is to know about everything there is to know about everything there is to know Please read the following section before going to our ways for cancelling your Chime account to ensure that you do not lose any vital information.
Things To Keep In Mind Before You Permanently Close Your Chime Account
There’s no going back now that you’ve decided to close this online account.
As a result, before moving forward, it’s best to take care of the following items.
Any leftover funds in your Chime account should be transferred to another account.
Remove any previous accounts that were linked to your Chime account.
Check your payment history to ensure there are no outstanding transactions.
Cancel any pending transactions if at all feasible.
Take advantage of any refunds that may be available before cancelling your account.
If you have a negative account balance, you must first pay any outstanding dues before Chime can let you to terminate your account.
Simply follow the steps below to complete the work after you’ve completed the initial instructions.
Step 1: Disconnect Every Account That Is Linked To Your Chime
Some people believe that deleting Chime will disconnect their accounts. Although this is valid, it is preferable to complete the task yourself.
Check to see whether you have any Chime-related cards or accounts, and if so, remove them from the list.
This is crucial because a connected account may result in additional fees, which you don’t want to happen if you’re not even using the Chime app.
Before deleting your Chime account, it is always a good idea to empty it. You can either send money from Chime to PayPal or send money from Chime to Cash App, depending on your preference.
Step 2: Request Support at [email protected] via Email
The next step is to contact Chime’s customer service department and request that your account be deleted.
You can also discuss the problems you’re encountering with the account that prompted you to make this decision.
Hopefully, the team will come up with a solution that will persuade you to change your opinion.
You can send an email to the online bank. Send your message to [email protected] with a concise and professional body. You should also include the phrase “Request/Application to delete Chime account” in the subject line of the email.
Chime Account Deletion Request Sample Email Template
To the Chime Team,
This email is to request that you delete my Chime account. This unsatisfactory conclusion is due to the fact that I no longer utilise it for many transfers or savings ( you can also insert any other reason that is true to you).
Below are the details of my bank account.
Chime Account Number Permanent Address Accountholder Name
Please look into my address and let me know what the next step is in this matter.
Step 3: Seek Help From Customer Support Team
Instead of abandoning the team with the problem, your next task is to keep in touch with them. If you sit back and wait, there’s a good possibility they won’t take your request seriously.
We recommend calling 1-844-244-6363 and reminding the Chime agent to investigate your request for Chime deletion and keep you informed of the outcome. You should also be aware of any reference numbers that have been supplied to you via email, as this can help to expedite the procedure.
Putting it all together in a nutshell
When you’ve finished disconnecting your linked accounts and emptying Chime, send an email to [email protected] to request removal. Call 1-844-244-6363 to follow up on the request until your account is closed.
It’s critical to stay in touch with Chime’s customer service team until the job is finished. If the process is taking too long, you can contact or email them.
It’s also a good idea to have your account terminated as soon as possible after making the request. The longer it takes, the more likely it is that your application will not be processed.
Also, bear in mind that if you have outstanding dues or fail to give accurate Chime account information, such as the account number or the account holder’s name, Chime will not allow you to terminate your account.
Here Are Some Reasons Why You Should Consider Keeping Your
Here’s Why You Might Want To Consider Keeping Your Chime Account Active
Although you may get your own reasons for cancelling your Chime account, a number of factors should urge you otherwise.
To begin, Chime enables you to send money quickly, and the mobile app can help you keep track of your activities and expenses. Chime also has the fewest hidden fees, as well as no foreign transaction or overdraft fees.
To keep your Chime account open, you don’t have to keep a certain amount in it. It now features a bank account that can assist you in building a savings account over time.
Despite the fact that Chime is merely an online account, the Visa Plus Alliance and Moneypass networks provide access to over 38,000 free ATMs. This means that utilising Chime to withdraw money will be a snap!
That’s all there is to it!
Hopefully, following the procedures outlined above will allow you to remove your Chime account without difficulty. The majority of customers said it was a painless transaction, and we want you to have the same experience!
Additionally, you can discuss the concerns with the account that led to this choice. Hopefully, the team will come up with a solution that will persuade you to change your opinion.
Did you enjoy this article? Have you tried using one of the options we’ve discussed to delete your Chime account? Please contact us and tell us about your experience in the comments area below.
Frequently Asked Questions About How To Delete Your Chime Account
Is Chime a poor online bank?
There are many reasons why people choose to close their Chime account. Most are displeased by the fact that Chime is only an online bank. In their view, it limits accessibility and makes customer support service more difficult to reach.
Also, Chime promised Credit Builder card but its performance was found to be no where near than that of an actual credit card. The bank has higher fees as compared to other alternatives commonly available.
Should I keep my Chime account open? What’s the catch?
There are many advantages to keeping your Chime account active. First of all, Chime allows you to make quick transfers and the mobile app can help you track your transfers and money spending. Moreover, Chime has the least hidden fees, no foreign transaction charges, and no overdraft fees.
You can keep your Chime account open without putting in any minimum balance. It now offers savings account that can help you build your funds over time. Although Chime is only an online account, it has over 38,000 free ATMs with Visa Plus Alliance and Moneypass.
Can Chime help build credit?
Chime offers a Credit Booster card that functions similarly to a credit card and helps customers improve their credit score over time.