Updated on August 14, 2022
Is it challenging to send money from Chime to PayPal?
Worry no longer, since you’ve come at the right place, where you’ll find the most straightforward solution to your problem!
Chime to PayPal transactions are bound to come up when it comes to transferring and receiving money swiftly. Aren’t these two programmes, after all, pretty popular and useful?
Mobile banking has become a necessity for everyone in today’s environment. Users of all bank accounts are looking for apps that can help them with personal and corporate money transfers.
As a result, we’ll go over how to do this form of money transfer effortlessly and swiftly in this piece.
How Can You Send Money From Chime To PayPal?
The first thing to keep in mind is that funds cannot be transferred directly from Chime to PayPal. As a result, consumers are obliged to use deceptive methods.
Don’t let this fool you into thinking the treatment would be difficult or time-consuming. Even these are inexpensive, simple, and effective!
Keep in mind that you can only send money from your Chime Account to PayPal if both accounts are set up as payment wallets. Otherwise, the money exchange would be impossible.
The three options we’ll look at in a minute are as follows:
Add Chime as a bank in PayPal.
Add Chime as a bank in PayPal.
Fund your PayPal Cash Card with monies from your Chime account.
Let’s get right to business and show our readers how to send money from one account to another with only a few mouse clicks.
Method 1: Add Chime As a Bank On PayPal
If you add Chime as a bank on PayPal, you’ll be able to simply transfer money between the two apps. This would necessitate three simple steps:
Determine the Chime account and routing numbers.
Add Chime to your PayPal account as a bank.
Begin the money transfer process.
Let’s have a look at how each of these steps is carried out.
Determine the account number and routing number for Chime.
You’ll need to submit information like your account number and routing number for any type of money transfer.
Bancorp Bank and Stride Bank, N.A. are two of Chime’s partners. As a result, it has a separate account number and routing number.
These details can be found on Chime’s official website or through its mobile app.
If you use the Chime website to get your bank account information, make sure you use the right address.
Once you’ve arrived at the website, enter your login information and then select Move Money.
Choose Settings from the following menu, and both numbers will appear on the screen. Make a note of them or copy them.
Even when using the Chime mobile app, the procedure is similar.
Likewise, you must log in and select Move Money.
Then select Settings and take note of the account and routing numbers.
You can go to the following stage now that you have all of the necessary information.
Add Chime to your PayPal account as a bank.
Chime may be added as a bank on PayPal in two ways, similar to acquiring account information.
You can do so by downloading the PayPal mobile app or visiting the PayPal website.
Depending on the process you are most familiar with, you can choose any of them.
When utilising the PayPal app to add Chime as a bank, you must first download the app to your iOS or Android device.
Then, using your credentials, open the app and log in.
Select Bank Accounts and Credit Cards from the Settings menu.
After that, pick Bank Account by pressing the Add symbol.
This will take you to their official website, where you will need to input Chime’s account number and routing number in order to add it as a PayPal bank.
You can add Chime as a PayPal bank by going to the company’s official website.
To access your account’s settings, simply log in to your account.
On the left side of the screen, there would be options for Money, Banks, and Cards. Select it by clicking on it.
In the following page, select Link a New Bank Account and enter all of your Chime information.
Finally, select Link Your Bank Account to complete the procedure.
Begin the money transfer process.
Finally, you may make a money transfer using either the PayPal app or the PayPal website.
Users that rely on the app must first log in and then select PayPal balance.
After that, go to Add Money and pick the Chime account you added as a bank previously.
Tap Add and enter the amount you’d like to send.
You may be asked to confirm the purchase, which you may do by pressing the Continue button. Review and move forward.
The procedure is the same on the website.
You must go to PayPal’s website and log in using your account information.
Then select Transfer and Add Money To Your Balance from the drop-down menu.
On the next screen, select Chime as the bank and click Add.
Confirm the transaction by entering the amount you want to share.
Note that such transactions may take up to 5 business days to complete, but there are no additional charges. Once the transfer is complete, you will receive a confirmation email from PayPal and Chime.
Method 2: Use a Linked Bank Account
Another alternative is to connect PayPal and Chime to the same bank account and use PayPal as a payment intermediary between the two apps.
This option is appropriate for customers who do not wish to link their Chime and PayPal accounts directly.
Make a connection between your Chime and bank accounts.
The first step in this case is to link the Chime app to your bank account.
To use the app, you must first log in and then pick Move Money.
Then, under Transfers, enter your bank’s account and routing information to pick your bank.
Make a connection between your PayPal and bank accounts.
You’ll then need to do the same thing with your PayPal account.
You must first add both Chime and PayPal to your linked bank account before you can use this method to transmit money.
A PayPal account can be linked to a bank account in two ways.
To begin, simply log into your account and choose Settings from the drop-down menu.
Then, under the Money, Banks, and Cards menu, choose Link a New Bank Account.
You’ll be asked to enter information about your bank account, including the type, number, and routing number.
Then tap on Link Your Bank to proceed to the next stage.
If you are unable to access PayPal’s website, you can still accomplish the same task using the PayPal mobile app.
Open the app and log in using your credentials.
Then, under Settings, pick Bank Accounts and Credit Cards from the drop-down box.
From the Plus icon, choose Go To Our Website.
This will lead you to the official PayPal website, where you must follow the steps indicated above to successfully connect PayPal to your list of linked bank accounts.
Chime has the ability to send money to a bank account.
Chime now allows you to send money to a bank account, which you can then use to send money to PayPal.
Use the Chime app to make a transfer to the externally linked bank.
You must choose Move Money first, then Transfers. Confirm the transaction by providing your bank account information.
Please be advised that Chime does not accept wire transactions from outside the United States. Instead, an ACH transfer will be used to complete the transaction, which will take 3 to 5 days.
How to Send Money to PayPal from a Bank Account
Depending on your needs, you can transfer funds from your Chime account to your PayPal account using the app, internet, or PayPal Cash card once they have been received by the bank.
Log in to the app and select PayPal balance to access your PayPal funds.
Then tap Add Money and enter the details for your bank account.
Select Add and type in the amount you want to transfer.
Continue and review your data one final time. Start the transfer after that.
Similarly, log in to PayPal and choose Transfer from the drop-down menu.
Then, from the Money Tab, choose Add Money To Your Balance.
After you’ve entered the amount you need from the bank, click Add.
Tap Add X Amount once more to complete the transfer.
Finally, you can pay using a PayPal cash card.
This strategy can vary from one bank to the next.
Simply follow the instructions that appear on the screen to make a money deposit using this method.
Method 3: Send Money From Chime Account to PayPal Cash Card
The third option is to make a money deposit using your PayPal Cash card.
To do so, you’ll need to request the card and have it activated online. Let’s take a closer look at how this strategy functions.
Request for a PayPal Cash Card
You can only apply for the card after your account has been validated.
Go to the web site and fill out your full name, email address, and contact information.
You must either apply for PayPal credit or link a credit card, debit card, or bank account to complete account verification.
It’s important to remember that the PayPal Cash Card can be used in a variety of situations. The most obvious advantage is that you would be able to make transactions without restriction. There are no monthly fees, no required minimum balances, and so on.
After you’ve verified your account, go to their website’s relevant page and request the card by clicking Get The Card.
Then, from the More option, select Order PayPal Cash Card.
Allow at least 10 days for the card to arrive after providing a valid delivery address. Hopefully, the card will arrive within this time frame.
Activation of a Cash Card through the Internet
This task would only take a few minutes to accomplish.
You can activate the card by going to the same website and entering the card’s expiration date.
Then press the Activate Card button and enter the 4-digit PIN code.
Verify that the activation procedure has been completed.
Make a mental note of the PayPal Cash Card details.
To make the transfer, you’ll need to know your card’s routing number as well as your bank account number.
Select Settings from the drop-down menu on the official page.
Then tap Set Up View Direct Deposit to get the relevant information. Make a mental note of it.
Begin moving funds from Chime to your PayPal Cash Card.
You can now log in to your Chime account by opening the app.
From the Move Money option, choose Transfers.
Give us the details of your Cash Card, as well as the amount you’d like to share.
All You Need To Know About Chime Mobile App
Chime is much more than a platform for sending money to PayPal or other accounts. Customers have like this mobile payment software so far because of the convenience with which they can open an account and the extensive capabilities it offers.
Furthermore, the Chime app has no minimum balance requirements and an automated savings option, making it a fantastic complement or perhaps a replacement for a traditional bank account.
You should be informed, however, that Chime does not provide international wire transactions. It also has instant transfer costs and does not allow you to form joint accounts.
Because there is no direct option, we must use a variety of indirect techniques to transmit money from Chime to PayPal.
Although they appear challenging at first glance, the majority of these acts are straightforward and highly effective.
Please let us know if you have any difficulty following these steps in the comments section below. Please feel free to comment on this review and let us know what you’d want to read about next!
Frequently Asked Questions
Is it possible for Chime to send a certain amount of money to PayPal?
You can only share $2000 per month with Chime, therefore you can’t send more than that to your PayPal account. You’re limited to sending $200 per day or $1000 per month to a linked account if you’re sending money to it.
You may be able to send an unlimited amount of money from PayPal to Chime as long as your account is authenticated. The maximum amount that can be transacted is $10,000.
Is there a fee for sending money using Chime?
Chime account transfers are free, however transactions to other overseas accounts are not.
How long will it take to transmit money from Chime to PayPal?
Money transfers from Chime can take anywhere from 3 to 5 days to complete. There’s no need to be alarmed because this is the typical time it takes to process a transfer.
Is there a fee for sending money through PayPal?
Transfers between PayPal accounts are free. It charges a fee of 0.3 percent to 2% when sending money internationally.