2024 Social Security Checks: Eligibility and Payment Schedule for SSI, SSDI, VA

Updated on June 14, 2024

The government-sponsored Social Security Disability Insurance (SSDI) program provides financial assistance to those who meet eligibility requirements. As of October 2023, the average monthly payment was $1,489.47, with the highest monthly benefit reaching $3,627 in 2023 and $3,822 in 2024. Your eligibility for SSDI is determined by your main insurance amount (PIA), often referred to as your average indexed monthly earnings (AIME). This is based on your average inflation-indexed earnings over your highest-paid 35 years of eligible work.

As of October 2023, over 7.4 million individuals were receiving SSDI. Stay updated here for information on $3,822 Social Security Checks in 2024, details on eligibility, and information about when SSI, SSDI, and VA payments will be received in 2024.

2024 Social Security Checks: $3822 Overview

In 2024, experts anticipate a maximum Social Security payment of $3,822 for employees reaching full retirement age, an increase from $3,627 in 2023. Eligibility for Social Security checks in 2024 is limited to those who make claims at their full retirement age, currently set at either 66 or 67, depending on the date of birth. Individuals opting for early claims will experience a reduction in their monthly payments.

While Social Security contributes significantly to retirement income, it was never designed to be the sole source. The Social Security payment amount for 2024 is calculated based on a worker’s 35 maximum earning years, adjusted for inflation. Those with higher incomes receive a smaller proportion of pre-retirement income through benefits, as it is assumed they can fund their retirement through other means.

2024 SSI SSDI VA Payment Details

Article Title$3822 Social Security Checks 2024
Department NameSocial Security Administration
Payment Amount$3822
CategoryGovernment Aid
Payment forSSI SSDI VA
Official Websitessa.gov


2024 Maximum Social Security Benefit

In 2024, if an individual chooses to retire at age 67, the maximum monthly Social Security retirement benefit they can receive is $3,822. If someone opts to start receiving benefits at age 62, the maximum monthly amount is $2,710. However, for those who delay and begin receiving benefits at age 70, the maximum monthly benefit increases to $4,873.

Retiring age (2024)maximum social security retirement benefit
62USD 2,710
67USD 3,822
70USD 4,873


Eligibility for Social Security Checks in 2024

Your eligibility for full retirement benefits can start anywhere between age 65 and age 67, depending on your year of birth:

  • If born before 1938, your full retirement age is 65.
  • For those born between 1938 and 1942, it ranges from 65 and two months to 65 and 10 months.
  • If your birth year is between 1943 and 1954, your full retirement age is 66.
  • For those born between 1955 and 1959, it varies from 66 and two months to 66 and 10 months.
  • If your birth year is 1960 or after, your full retirement age is 67.3.

Choosing to receive Social Security payments before the age of 62 results in a permanent reduction. Conversely, delaying benefits until after reaching full retirement age leads to an increased benefit—8% for each year up to age 70, when benefits reach their maximum, providing no further incentive to delay enrollment.

Understanding How SSDI Works

Individuals disabled and unable to work for a year or more may qualify for monthly SSDI compensation from the Social Security Administration (SSA). The SSA’s strict definition of disability may differ from other organizations or programs, excluding certain conditions.

If eligible for SSDI, payments are electronically deposited into the recipient’s bank account or onto a Direct Express Debit MasterCard. In exceptional cases, beneficiaries may receive benefits through other means, but typically, payments are issued monthly.

The SSA periodically evaluates the recipient’s impairment and its impact on their ability to work. The frequency of these reviews depends on the likelihood of the impairment improving and enabling a return to work. As long as the individual remains unable to work regularly and meets coverage requirements, they may continue receiving SSDI payments.

2024 Social Security Expectations

Thanks to the SSA’s COLA for 2024, Social Security beneficiaries can anticipate a 3.2% increase in their income starting on January 1, 2024. The exact dollar amount of the increase will vary for each person, depending on their current benefit amount. However, the majority of Americans can expect a monthly boost in Social Security benefits of approximately $55 starting in January 2024.

SSI, SSDI, and VA Payment Schedule 2024

Recipients of retirement, disability, or survivor’s benefits can expect Social Security payments in 2024 on the second, third, or fourth Wednesday of each month. The specific Wednesday for payment is determined by the day of the month you were born. In 2024, SSI payments will be issued on the first of each month or the last day of the preceding month if the first falls on a weekend or holiday.

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