Updated on May 19, 2023
Every bank has its own rules on the depositing of money orders and checks, which might lead to complications. Since there aren’t many choices other money orders, maybe this article can answer any questions you have about how the USAA money order works.
Where Do We Go From Here?
Money orders issued by USAA are equivalent to paper cheques.
The USAA mobile app, an ATM, or the post office are all simple options for depositing a money order.
The maximum amount you may deposit each day with a USAA money order varies.
More Than That!
How to Use a USAA Money Order
Money orders are treated the same way as normal checks by USAA, allowing customers to deposit them in a variety of ways.
The USAA customer service staff advises the following three methods for processing money orders:
Mobile application deposits
In-ATM Deposits
Mail-in payments
What is the Average Time It Takes to Deposit a Money Order? might be of interest to you.
How to Make a USAA Money Order Deposit in Detailed Steps
If you want to send a money order, these are the procedures you need to take, whether you use the USAA app, an ATM, or the mail.
Deposit With Your Phone’s App
To deposit a money order using the USAA mobile app, just follow these simple instructions.
Launch the programme and select “deposit” from the main menu.
Choose the “[email protected]” button now.
After scanning the authorised money order, select the bank account where you’d want the funds deposited.
Make sure you put “For mobile deposit at USAA FSB” in the space provided before making the deposit to be on the safe side.
In-ATM Deposits
Money orders and cheques can be deposited at any USAA ATM.
Up to ten money orders or cheques can be processed through an ATM at simultaneously.
Nevertheless, not all ATMs accept money orders, so this choice has limitations. USAA’s ATM finder will help you identify deposit-accepting machines near you.
Mail-In Money Order
USAA accepts money orders sent by mail, but you must also utilise the USAA website to do so. It’s as simple as:
Get a deposit slip printable from the USAA website at no cost to you.
The request for the deposit slip can even be made online.
Send the money order and the deposit slip (if applicable) to the following mailing address.
Please address all correspondence to “9861 Attn: Bank Priority Mail USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288-0002.”
Deposits of USAA Money Orders Are Subject to Increased Reading Limitations
Money orders are not restricted in any way by USAA, however there are a few precautions you should take.
Your money order request must not be more than the amount you may reasonably expect to deposit.
The bank might put a hold on your transaction if you don’t provide the necessary information.
Thankfully, there is a way to fix this!
To temporarily raise your limit and make it possible to purchase money orders greater than your normal daily deposit, you can simply increase your normal daily deposit.
Call the USAA’s toll-free number, (800) 531-8722, to have the limit on your money orders raised.
The Online USAA Teller Check
The bank does not let you to sell money orders, but you may easily obtain a teller check through their website.
Whenever you need to transmit certified cash, this check comes in handy.
If you follow this procedure, you can receive it online.
Launch the app and go to the “My Tools” tab.
Next, in the new window that appears, select Obtain an official check.
Specify if the account belongs to a company or an individual.
Please provide the amount and the memo line.
Please provide your mailing address and delivery options (standard mail is $6, priority mail is $8, and express mail is $14). Confirm!
Attention!
The first teller check you request is free of charge, but for any subsequent request, you will be charged $10.
In Conclusiveness
USAA’s money order deposit options are straightforward and easy to use. Money orders have daily deposit limitations that must be adhered to in order to avoid having the transaction blocked. In addition, errors on the money order might prevent you from cashing it later.
Answers to Your Money Order Questions from USAA
Where can a USAA member get a cashier’s check?
You may purchase a cashier’s check from USAA Bank for $10.
Do cashier’s checks and teller’s checks mean the same thing?
Cashier’s checks, sometimes known as teller’s checks, are any checks written by a bank against the bank’s own money.
Is a cashier’s check the same as a money order?
A cashier’s check is a bank-issued check for larger sums, and it’s more safe than a money order. Both are alternatives to traditional currency in all other respects.
How much money may I put on the money order, at most?
You can buy as many money orders as you need, up to the $1,000 limit.
